Drafting and advising on, commercial agreements including asset sale and purchase agreements, sale of goods and supply of services, agency and distribution agreements; dealership agreements, retail distribution agreements, partnerships, joint ventures, service contracts, factoring agreements and standard terms and conditions.

Advising on consumer law and consumer protection, including on unfair contract terms.

Drafting, and advising on, the whole range of consumer credit agreements and consumer hire agreements, including credit card agreements and products, mortgage documentation, dealer finance agreements, premium financing agreements, professional fee financing agreements (regulated and unregulated).

Drafting and advising on security documents, including the first offset mortgage.

Advising on, and drafting, documents relating to payment protection and general insurance. Advising on unfair contract terms and generally in issues arising with the OFT and Trading Standards.
Drafting and advising on advertising and marketing materials, including those relating to the conversion of a building society into a Plc.

Acting as retained Solicitor for the Consumer Credit Trade Association for over 30 years and drafting all standard documentation for use by members of the Association; drafting its code of practice.
Member of International Panel of Experts advising the South African Department of Trade and Industry on its draft Consumer Credit Act.

Advising banks and building societies on retail savings products, card products including pre-paid cards, mortgages, customer agreements, marketing materials (including hard copy, TV and online), compliance and internal processes and procedures.

Devised the first offset mortgage in the UK (for the Woolwich Building Society) and the first unit trust mortgage (for Storebrand). Advised on various innovative credit card and store card products (notably for Citibank and Capital One).

Drafting, and advising on, a range of asset finance agreements including unit stocking finance, equipment leasing and block discounting agreements. 

Acting for CIFAS (the UK’s fraud prevention service) from inception, including drafting its Rules.
Deputy Money Laundering Officer of Berwin Leighton Paisner LLP.

Advising on security rights and on priority claims in relation to insolvencies and motor dealer frauds.

Advising on of financial services law including the Financial Services and Markets Act 2000, regulations under the Act, the FSA Handbook and on matters such as Payment Protection Insurance.
Advising on compliance and on CCA licensing and FSA authorisation applications, issues and challenges.

Attending on mergers and acquisitions of companies.